Retirement Crisis real or fear mongering?

Either one or the other is true, there isn’t any grey area. There are a bunch of youtube channels making incomes off of blogs and posts about crashes. Can they all be wrong?

It’s a wolf, it’s a wolf 🐺. Yes everyday there is a new YouTube channel decrying crisis⚠️ BUT, what if you hear snarling in the woods? What if you hear howling in the distance? Then a flash of grey out of the corner of you eye? Is it real or do you dismiss? Here is a video to help us think about this question calmly 🤔

https://youtu.be/5OFaZcC0lRU